Are you struggling to break free from your credit card debt? Do not panic – you’re not alone. In fact, it is estimated that Australia as a whole owes $32 billion in credit card debt. That’s an average breakdown of $4,300 per person1. People are constantly looking for ways to cut down their debt, hoping for a quick fix. But unfortunately, that’s not how it works…

The easiest way to reduce credit card debt is to stop thinking about it and just do it! It may just be time for some ‘plastic surgery’ (i.e. cut up those cards). It may seem painful at first but once you do it, you will be much more relieved.

Credit cards are sitting in your wallet, on your person, at all times. You probably have several of them at your fingertips, attracting exorbitant interest rates and causing you financial stress. Breaking free of the credit card hold over you is just one phone call away. Get in touch with a lender and source a personal loan to consolidate your credit card debts at an affordable interest rate and the same monthly payment. This will provide you with the peace of mind to get on with your life and start living!

Go ahead. We know you can do it! Take the first step and cut up those cards. Obtain a personal loan to manage your debts in one single payment and then use all the great money savings to do something you really enjoy. Setting up automatic transfers to pay your loan is also a helpful way of ensuring all your bills are paid regularly and on time. This means that by the time you actually ‘see’ your pay, it will be yours to spend.

All you need to do is make the decision today to minimise your credit card debt and get going. You won’t regret it and soon enough you’ll be living the life you always wants and making your dreams come true!

Need a little help to get started? Give us a call at National Finance Solutions. One of our friendly team will be able to help you establish a loan that best suits you – we’ll help you get back to the life you want as we finance anything, anywhere in Australia NOW.

1. ASIC’s Money Smart. (2016). Credit Card Debt Clock.