Frequently Asked Questions

How do I get pre-approved in less than 1-hour?

Simply get in touch with NSF and provide us with a few details including:

Driver’s licence details
Income details
Home ownership or rental details
The value of your assets and savings
Information on any other loans or credit cards

Once we have all your details, you’ll have an answer within an hour!
If you choose to move forward with the loan, we would require documentation to confirm your details before the loan can be unconditionally approved.

What interest will I be paying?

National Finance Solutions loan have a fixed interest rate, so you’ll have the peace of mind of always knowing exactly how much your repayment will be for the duration of your loan. To find out the most up-to-date interest rates we currently have available from all our lenders, call us on 13 50 55 or start a Live Chat now.

How much deposit do I need?

Generally, no deposit is required. You can borrow up to 100% of the value of the vehicle.

What fees and charges are payable?

This will depend on the type of loan you take out. Call us on 13 50 55 or start a
Live chat now for more information.

Do I need to provide security for my loan?

National Finance Solutions will generally uses the vehicle you are buying as security. We can also provide personal loan protection to cover your repayment obligations if you lose your job or are unfit for work due to sickness, injury, or disease.

Do you provide loans for cars bought through private sale?

How do I make my repayments?

Depending on your loan type, you can choose to make your repayments on a weekly, fortnightly or monthly basis. Repayments are be made by direct debit and additional payments are accepted on most loans we provide.

How long will it take to repay my loan?

I don’t have a great credit history. Can I still get finance?

National Finance Solutions loves to succeed where others have failed, so even if you have been rejected elsewhere for a loan, don’t give up hope. Your past does not always determine your future and national Finance Solutions have a great track record in these situations.

Do I need to insure my new vehicle?

Yes. National Finance Solutions requires that you have comprehensive insurance on your new vehicle. To help streamline this process, we can provide comprehensive insurance through one of our trusted insurance providers and in most cases we can include the cost of insurance in your loan repayment.